Insurance is one of the highest-paying affiliate niches in 2025. With CPCs ranging from $20 to $150+, promoting the right programs can generate massive earnings.
To help affiliates make informed decisions, AffiliateOffers360 has compiled a complete comparison table of the best insurance affiliate programs, including commission structure, niche, and high-converting potential.
Why Comparison Tables Are Critical for Insurance Affiliates
- Easy Decision Making: Helps readers compare programs at a glance.
- High Conversion Potential: Comparison content ranks well in SEO and increases CTR.
- Focus on High-CPC Programs: Highlights programs that generate maximum revenue.
- Trust Building: Users rely on expert-curated lists to choose insurance products.
Top Insurance Affiliate Programs Comparison Table 2025
| Company | Niche | Commission Type | Commission Range | Best For | Notes |
|---|---|---|---|---|---|
| Geico | Car Insurance | CPA/CPL | $10–$50 per lead | Auto owners | Easy online quotes, high conversions |
| State Farm | Car & Home | CPL | $5–$45 per lead | Families & Drivers | Trusted US brand, seasonal traffic |
| Progressive | Car & Home | CPA | $9–$20 per lead | Safe drivers | Snapshot program, digital-friendly |
| Allstate | Auto & Home | CPL | $5–$18 per lead | Families & Individuals | Accident forgiveness, high trust |
| Liberty Mutual | Auto & Home | CPL | $5–$45 per lead | Nationwide coverage | Customizable plans, high brand trust |
| USAA | Auto, Life & Home | CPA | $20–$100+ per lead | Military & Families | High payouts, exclusive eligibility |
| eHealth Insurance | Health | CPL | $25–$150 per lead | Individuals & Families | Large marketplace, high CPC |
| HealthCare.com | Health | CPL | $20–$120 per lead | US audience | Comparison platform, high conversions |
| Cigna | Health | CPL | $25–$90 per lead | Families & International | Wide plan options, high CPC |
| Aetna | Health | CPL | $20–$75 per lead | Individuals & Workplaces | Flexible coverage, strong brand |
| World Nomads | Travel | CPA | $10–$50 per sale | Adventure travelers | Popular for young adults, high conversion |
| Allianz Global Assistance | Travel | CPA | $15–$70 per sale | International travelers | High ticket policies, trusted brand |
| Travel Guard (AIG) | Travel | CPA | $20–$60 per policy | Families & International | Comprehensive plans |
| Travelex Insurance | Travel | CPA | $10–$50 per sale | Short-term travelers | Quick quotes, affordable plans |
| Oscar Health | Health | CPL | $20–$90 per lead | Digital-first users | Tech-focused, easy enrollment |
| Molina Healthcare | Health | CPL | $15–$70 per lead | Families & Government Programs | Medicaid-focused, stable demand |
| AssuranceIQ | Life & Health | CPL | $20–$150 per lead | Life & Medicare | High-ticket policies, strong CPC |
| Policygenius | Life, Health, Disability | CPL | $25–$120 per lead | Multiple niches | Marketplace, high conversions |
| Lemonade | Home & Renters | CPL | $20–$75 per lead | Millennials & Renters | AI-driven, digital-first |
How to Use This Comparison Table for Maximum Affiliate Earnings
1. Focus on High CPC Programs
Promote programs like eHealth Insurance, AssuranceIQ, Policygenius, USAA for maximum affiliate income.
2. Niche Specialization
Focus on one niche first (Car, Health, Travel, Life) to target high-intent traffic effectively.
3. Seasonal Marketing
- Open Enrollment: Health insurance
- Summer & Winter Travel: Travel insurance
- Back-to-School & New Drivers: Auto insurance
4. SEO Optimized Content
Create long-form articles (2,500+ words) featuring comparison tables, reviews, FAQs, and CTAs.
5. Add Clear Call-to-Actions
Use buttons like:
- “Get a Free Quote Now”
- “Compare Top Insurance Plans”
- “Enroll Online Today”
6. Track Conversions
Use unique affiliate IDs for each program to see which performs best.
Benefits of Using Affiliate Comparison Tables
- User-Friendly: Readers can quickly compare multiple insurance options.
- Boost SEO: Comparison tables rank higher for keyword phrases like “best health insurance 2025”.
- Increase Conversions: Helps users click on your affiliate links with confidence.
- Highlight High-CPC Opportunities: Focus your effort on programs with higher payouts.
Conclusion
The insurance niche remains one of the highest-paying affiliate markets in 2025. Using a complete comparison table like this allows you to guide your readers toward the best insurance programs while maximizing your affiliate revenue.
AffiliateOffers360 recommends combining SEO-rich content, seasonal campaigns, and niche-specific comparisons to generate consistent high-CPC earnings from Car, Health, Travel, and Life insurance affiliate programs.